FinanceTechNews.com » Red Flags Rule enforcement postponed

Red Flags Rule enforcement postponed

November 6, 2008 by Valerie Helmbreck
Posted in: Compliance, Information security, Latest News & Views

The Federal Trade Commission will suspend enforcement of the new “Red Flags Rule” until May 1, 2009, to give creditors and financial institutions additional time to develop and implement written identity theft prevention programs.

The announcement and the release of an Enforcement Policy Statement do not affect other federal agencies’ enforcement of the original deadline for institutions subject to their oversight to be in compliance.

The Red Flags Rule was developed following the Fair and Accurate Credit Transactions (FACT) Act of 2003. Under the Rule, financial institutions and creditors with covered accounts must have identity theft prevention programs to identify, detect, and respond to patterns, practices, or specific activities that could indicate identity theft.

For more information, visit Identity Theft Daily.

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